Colorado Accidental Death Insurance Claims Attorney

Lawyers For Clients Who Have Been Denied Life Insurance Benefits

Life insurance and accidental death insurance can provide much-needed financial support to a family in the event of a wrongful death. When an individual dies as a result of another person's negligence, their family may be left with significant medical bills and funeral expenses, and the loss of the income the person would have earned may lead to additional financial difficulties. A life insurance or accidental death insurance policy can help to ease the financial burden by providing a lump sum payment that can be used to cover these costs. For families who are dealing with the wrongful death of a loved one, life insurance can provide both financial security and peace of mind. However, there are some cases where insurance companies may deny claims or fail to pay out benefits when required.

If you are struggling to determine how to respond to the death of a loved one, Colorado Wrongful Death Lawyer, A Division of The Gold Law Firm can provide you with invaluable legal assistance. We know how difficult it can be for families to move forward when they are experiencing financial and emotional issues due to a person's wrongful death, and we are prepared to advocate on your behalf to ensure that your rights and financial interests will be protected. We can assist with filing insurance claims and ensuring that you receive the benefits you deserve, and we can also help you understand your options for pursuing a wrongful death lawsuit against the person or parties who were responsible for your loved one's death. We will help you explore every avenue available to you and ensure that you will have the financial resources you need to move forward successfully after your tragic loss.

Reasons for the Denial of an Insurance Claim

Because insurance companies are looking to protect their bottom line and maximize their profits, they will often attempt to deny claims whenever possible. There are a number of reasons why insurance companies may refuse to pay out benefits following a person's death, and they may include claims that:

• The policyholder lied on their life insurance application, such as by failing to disclose a pre-existing medical condition.
• The policyholder died as a result of suicide, recklessness, or other causes of death that were not covered by a life insurance or accidental death insurance policy.
• The policyholder did not keep up with their life insurance premiums, resulting in a lapse in coverage.
• The death occurred outside of the term of a life insurance policy or within the contestability period, which is usually the first two years of coverage.

In some cases, disputes over who the primary beneficiary of a life insurance policy is may affect the payout of a life insurance claim. An insurance company may delay paying benefits while it investigates whether the person named as the primary beneficiary is entitled to receive them, or it may require multiple types of information to be submitted before a payout may be made. By placing obstacles in the path of beneficiaries, a company may attempt to minimize the amount that will be paid out, or it may try to deny benefits altogether.

Contact Our Denver, Colorado Wrongful Death Attorneys for Insurance Disputes

If you have been denied life insurance or accidental death insurance benefits, it is important to understand that you have options. An experienced life insurance lawyer at Colorado Wrongful Death Lawyer, A Division of The Gold Law Firm can review your policy and the circumstances surrounding your loved one's death to determine if the insurance company has acted in bad faith or otherwise violated its legal requirements. We can also help you determine whether you can file a wrongful death lawsuit against the person or parties who were responsible for your loved one's death, which may allow you to receive additional compensation for the losses you have experienced. To get compassionate, dedicated legal help following the death of a loved one, contact us at 303-694-4653 and set up a free consultation today.